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Answers to our most frequently asked questions.

MCA University

Is there a cost for The MCA University class?

Yes there is a cost for our Merchant Cash Advance Sales Training. Option #1 - Bret's 4 day 1.5 hour a day class cost $99.00 with no leads. Option #2 - Bret's 4 day 1.5 hour a day class cost $499.00 with 1500 leads. *Recordings available for those who can NOT attend live training.

What if I can't attend Bret's live training?

No problem at all! We send "everyone" a recording of each class after class is over, so you can listen to the recording as opposed to having to come to class if you would like.


How do I get paid?

We send a wire transfer. If you don't have a bank account, we pay your firend, your family member, it does not matter to us, we want to get you paid!

Can you pay my company?

Yes, it is up to you, we will pay you, OR we can pay your company.

Common Questions From Business Owners

What is the interest rate?

Our business loans/advances are each customized as per each clients life and business life from a performance stand point- so the more poorly they have performed in life and in buisness the worse their offer, but they will probably still receive and offer. If they have done a great job of perforning in their personal life and their business life than they will get a great offer from us at Mom and Pop Business Funding.

How much will a company/business qualify for?

Up to two times their gross monthly deposits in their business bank account- so as an example, if they gross $100,000.00 monthly into their business bank account they would qualify for up to $200,000.00.

What if the business owner has bad credit, bankruptcies, or tax liens?

These are each perfectly OK, so long as they are NOT in a bankruptcy now.

Are there pre payment penalties?

No, in fact, we allow up to 50% off the cost of money if they pay the business loan/advance paid off early.

How long does it take to get the money?

1 to 2 business days, often times the same day as the application.

What are the terms of the loans?

The business loans/advances can be amortized out over 7 months to 36 months.

I don't have a business, but I would like to start one, can I still get a loan from Mom and Pop Business Funding?

No, unfortunately we do NOT provide money to start ups, the business needs to be in business at least 6 months.